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Insurance for Cats - why you need it!

by Erika Filed under catstuff, insurance cats

We all love our cats, or we would not have them. Cats can get sick, can have an injury, need a checkup, and that might be costly. Did you know that numerous animals have to be put to sleep because the owner could not afford a large vet bill for surgery or long-time treatment?

This is not necessary anymore. For less than 10-dollar a month you can have your indoor or outdoor cat covered, pay no or little deductable and don’t have to worry about big vet bills.
About a year ago I had a very young cat that suffered from acute kidney failure. We had to put our beloved kitten to sleep, but I was stuck with a vet bill for over $900.00 for the 3 days it was in the veterinarian hospital, trying to save him. That was an eye-opener for me as a pet owner with 2 cats and one dog and I decided to get insurance for the animals. We did a lot of comparing plans and monthly expenses and finally decided upon QuickCare

We have listed the average expense for most common accidents/treatments, just to give you an idea how costly it can become in case your animal, or one of your animals, needs emergency care or hospitalization and surgery.

Cancer treatments (average)
$3,600

Motor vehicle accident
$2,300

Ingestion of foreign body
$1,200

Bladder stones
$1,200

Infection
$1,000

Kidney Failure
$900 and up

QuickCare allows you a vet of your choice, that means you don’t have to suddenly change veterinarian in case of an accident or a special treatment (does not apply for every insurance).

For example, QuickCare for Cats (outdoor) starts at less than $9/month and covers an unlimited number of selected accidents, up to $2,000 per accident. There is never a co-payment, a fixed deductible of $50.00 (except for accidental death – no deductible), no upper age limit, no waiting period, no maximum annual or lifetime benefits.

QuickCare for Cats (indoor) starts at $9.95 and includes treatment such as for UTI, cancer, asthma, etc. Deductibles vary. Other, more extensive services are offered in QuickCare Gold Plans.

Discounts:

10% for Multi pets. When a pet owner enrolls three or more pets, a discount of 10% on each of the policies is applied.

10% for Medical Services Pets. When a pet is a registered medical service pet, such as, guide dog, therapy pet, a discount of 10% on each policy (with proof of registration).

5% for microchipped pets registered in the 24PetWatch database.

Keep in mind that in an “unlucky” scenario your pet can have more than one accidents/illnesses a year. It’s definitely worth to pay these low monthly premiums to be able to afford treatment. Unfortunately many animals have to be put to sleep because the owners love them but simply cannot afford vet bills in the range of thousands of dollars!

See also article about >> Quick Care” for Dogs.

Or go directly to their site for information about Dog Health Insurance